Type

Description

%APR

Term

Comment

Master Card/Visa 
(Regular, Gold and Platinum)

Beacon Score 740+

Prime Rate + 4.65% 

Revolving

25 day Grace period

Master Card/Visa
(Regular, Gold and Platinum)

Beacon Score 700-739

Prime Rate + 5.65%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 650-699

Prime Rate + 6.65%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 630-649

Prime Rate + 10.65%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 620-629

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score <620

Prime Rate + 14.65%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

No Beacon Score

Prime Rate + 14.65%

Revolving

25 day Grace period

Share Certificate (CD) Secured

Shared Certificate Secured

+1.75%

Life of Certificate

1.75% above the dividend rate

Share Secured

100% Secured

+1.75%

36 Mos.

1.75% above the dividend rate

Stock Secured

NYSE and ASE
75% of current value

3.00%

36 Mos.

BP Stock 80% of current value up to 60 mos.

Type

Description

%APR
as low as

Term

Comment

Personal Loan

No Collateral Required

6.90%

12 Mos.

-

Personal Loan

No Collateral Required

7.90%

24 Mos.

-

Personal Loan

No Collateral Required

8.90%

36 Mos.

-

Personal Loan

No Collateral Required

9.90%

48 Mos.

-

Personal Loan

No Collateral Required

10.90%

60 Mos.

-

Line-of-Credit

Advance as Needed

8.90%

Revolving

Home-Banking Availibility

Home Equity

Home Equity

4.50%

60 Mos.

Second Lien Only, call for First Lien Rates.

Home Equity

Home Improvement (M&M) lien

Home Improvement

4.50%

60 Mos.

Second Lien Only, call for First Lien Rates.

Home Improvement (M&M) lien